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Supplemental Insurance in Louisiana

Should You Offer Supplemental Insurance in Louisiana?

As a Louisiana business owner, you’re constantly weighing the costs and benefits of the employee benefits you offer. While major medical insurance is essential, you might be wondering whether supplemental insurance plans are worth the investment. The answer depends on your business goals, budget, and what you want to achieve with your benefits package. Supplemental […]

Employee Recognition Program

Creating an Employee Recognition Program to Improve Retention

In today’s competitive labor market, retaining top talent is more challenging than ever. High employee turnover not only disrupts productivity but also imposes significant costs on businesses, including recruitment expenses, onboarding efforts, and lost institutional knowledge. One proven strategy to improve employee satisfaction and reduce turnover is implementing a well-structured Employee Recognition Program. For businesses […]

Free Mental Health Resources for Employees

Free Mental Health Resources for Employees

At least one in four adults experiences mental health challenges each year, however, cost remains the primary barrier preventing people from seeking help. For employees juggling their demanding work schedules, family life and responsibilities, plus financial pressures, the logistics of finding a mental healthcare provider and the prospect of expensive therapy sessions can be simply […]

Payroll for a Small Business

How Do I Start Payroll for a Small Business?

Starting a small business comes with its fair share of challenges, but one of the most important responsibilities you’ll need to handle early on is managing payroll. Whether you’re hiring your first employee or expanding your team, understanding payroll for a small business is essential to staying compliant, building trust with your team, and laying a solid foundation for growth.

Estimating Payroll Taxes

Estimating Payroll Taxes for Small Business Owners in the Gulf South

For small business owners in the Gulf South, managing payroll can feel like navigating a swamp, murky and complicated with many twists and turns. Among the most complex aspects of this responsibility is estimating payroll taxes accurately. These taxes are crucial to staying compliant, maintaining good employee relations, and protecting your bottom line. If you’re […]

How Much Does Workers Comp Cost for Small Business Owners?

Workers’ compensation insurance is a legally mandated policy in most states, including Louisiana. It provides wage replacement and medical benefits to employees injured on the job.

The cost of this insurance is not fixed. It varies by industry, location, business size, and several other factors. Understanding how this pricing works is key to controlling your overhead without sacrificing legal responsibilities.

Should You Outsource Payroll for Small Business Employees?

Running a small business comes with countless responsibilities—from managing employees to ensuring compliance with ever-changing labor laws. One of the most critical, and often time-consuming, tasks is payroll processing. Mistakes in payroll can lead to unhappy employees, IRS penalties, and unnecessary stress.

peo for the retail industry

Best Professional Employer Organization​ (PEO) for the Retail Industry

Retail businesses operate in a fast-paced, customer-driven environment where managing employees efficiently is essential to success. However, human resources (HR) challenges like high turnover, payroll complexities, compliance risks, and benefits administration often create operational hurdles. This is where a Professional Employer Organization (PEO) for the retail industry can make a significant impact.

Restaurant Risk Management

Restaurant Owner’s Guide to Risk Management: Reducing Liability in the Kitchen

Owning a restaurant is an exciting and rewarding business, but it comes with its fair share of risks. From employee injuries to food safety violations, kitchen hazards can lead to costly lawsuits and damage your reputation. Implementing a strong restaurant risk management plan is essential for minimizing liability and ensuring a safe working environment in an industry with one of the highest workplace injury rates.

Independent Contractor vs. Employee: A Louisiana Business Owner’s Guide by Canal HR

One of the most critical compliance issues businesses face is determining whether a worker should be classified as an independent contractor or an employee. Misclassification can lead to penalties, lawsuits, and unexpected tax liabilities. This guide will walk you through the key differences and how Canal HR can help your business stay on the right side of the law.

Two businessmen sitting indoors with coffee laptop and folder

What’s the Difference Between a PEO and EOR?

In the world of HR outsourcing, understanding the difference between a Professional Employer Organization (PEO) and an Employer of Record (EOR) is critical for business leaders looking to streamline operations, ensure compliance, and focus on growth. Both solutions are designed to reduce administrative burdens, but they cater to different business needs.

A woman in a sling on the phone and holding a paper statement looking sad

Should You Add Employee Benefits Liability Coverage?

As a business owner, providing comprehensive benefits packages is essential to attracting and retaining top talent. Employee benefits support your employees’ financial security and well-being, fostering trust and commitment to your organization. However, even with the best intentions, errors in benefits administration can occur. These mistakes can lead to financial losses, strained employee relationships, and even legal claims. That’s where Employee Benefits Liability (EBL) coverage becomes invaluable, protecting your business and employees from the unexpected consequences of administrative errors.